Loan Against Property
Residential LAP
Interest from8.25%*
Allow your land to serve as a haven for your aspirations. A multipurpose loan that can be used for both personal and business purposes.
- Loan amount₹15 L – ₹50 Cr
- Tenure1 yr – 20 yr
Unlock the Value of Your Property
A Loan Against Property lets you borrow against your residential or commercial property while you keep full ownership of it. The funds can be used for business expansion, working capital, education, medical expenses, debt consolidation or any other planned personal need.
Eligible Properties
- Residential House
- Flat / Apartment
- Commercial Office
- Shop
- Industrial Property
- Selected Urban Plots
Eligibility Criteria
- Age: 25–65 Years
- Salaried or Self-Employed
- Minimum Monthly Income: ₹25,000
- Clear and Marketable Property Title
- CIBIL Score: 700+ Preferred
Documents Required
- PAN Card
- Aadhaar Card
- Property Documents
- Income Proof (Salary Slips / ITR)
- Last 6 Months Bank Statements
- Passport Size Photograph
Why Choose Mortgage Rio Financial Services?
- Higher Loan Eligibility
- Attractive Interest Rates
- Quick Processing
- Flexible Repayment Options
- Expert Documentation Support
Disclaimer: Interest rates, loan amounts, tenure, approval timelines and eligibility are indicative and may vary based on the applicant’s profile, lender policies, property evaluation, documentation and prevailing market conditions. Final approval is at the sole discretion of the respective lending institution.
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